We care – we listen, inform and protect
You might think you have a great insurance deal in place for your business. Trolling a policy online or going to a direct insurer might have saved you money but if your policy doesn’t deliver the protection you expect when you really need it, what have you achieved?
The devil is in the detail …
All insurers offer policies with lots of fine print … and the devil is in the detail. To question a direct insurer about your policy, you will likely have to navigate their telephone queue to then be told to read the insurer’s Product Disclosure Statement (PDS). Why? Simply because call centre operators are generally not licenced to provide you with advice about the extent of protection offered by your insurance policy or the meaning of the fine print.
Don’t be caught short through lack of advice …
The 40 to 60+ page PDS booklet (or online version often squirreled away on a website) explains what your policy covers and what it doesn’t. Even if you do read it, do you really know if your policy is adequate for your business? A better approach is to talk to someone with the time to listen and the expertise to provide you with advice about a policy that meets your specific business needs.
You don’t know what you don’t know …
Not all policies are the same and comparing “apples and oranges” can be really quite difficult.
Our Capstone Insurance consultants are qualified to provide you with advice about a policy that is right for your business … at competitive prices. We take the time to listen and learn about your business so that we can source a policy that is right for you. We are also there for you when it comes to a claim.
So chat to us about any aspect of your current insurance policy or any other insurance cover you think you might require. We will likely alert you to additional ways you can further protect your business; for example, you may not have even considered insuring against cyber crime.
Established more than 37 years ago, we handle business, home and contents, car, travel … and even health insurance. Our friendly and knowledgeable staff are highly qualified and accredited to provide you the right advice.
We take the time to listen so if you have any queries about your existing policies or want to talk about appropriate levels of protection for your business, your family or yourself, call us or drop by for a chat.
Our service and advice is just the beginning …
With best regards from the Capstone Insurance Brokers team.