You might think you have a great insurance deal in place for your business. Trolling a policy online or going to a direct insurer might have saved you money but if your policy doesn’t deliver the protection you expect when you really need it, what have you achieved?

All insurers offer policies with lots of fine print … and the devil is in the detail. Not all policies are the same and comparing “apples and oranges” can be really quite difficult. So chat to us about any aspect of your current insurance policy or any other insurance cover you think you might require.

Are you prepared to sacrifice your business by betting on chance?

When the unexpected happens, it's not who is at fault that matters - it's the future of your business. Accidents happen but business failure is avoidable. 

Who pays? With the right insurance, you are covered; but without public liability insurance specifically covering your business, you are on your own.

IT scams are becoming increasingly sophisticated

Your nightmare may be just a click away - a denial of service attack downs your network, or your computer is hacked and infected with malware - a virus, worm, trojan, bot, or even ransomware! Then there’s spyware, cyber stalking, cyber grooming through bogus chat rooms, identity theft and a plethora of other online scams that encourage handing over of financial details, passwords and the like.

It happened to me – my Facebook identity was stolen and chats initiated with my Facebook friends to encourage participation in a scam.

Your best approach is to talk to us …we have the time to listen and the expertise to provide you with advice about a policy that will match your specific business requirements.

Our Capstone Insurance Brokers consultants are qualified to provide you with advice about a policy that is right for your business … at competitive prices.